Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Regulation Z implements the Truth in Lending Act and governs consumer credit disclosures. Here is what Regulation Z requires, how it applies to fintech lending products, and what disclosures your credit product needs.
Sponsor bank compliance refers to the compliance obligations fintechs must meet to maintain their banking partnerships. Here is what it covers, what banks audit, and how to stay ahead of their requirements.
FinCEN added a fifth pillar to BSA compliance in 2016 — Customer Due Diligence. Here is what CDD requires, how beneficial ownership rules apply, and what fintechs need to do to comply.
Not every fintech needs a money transmitter license — but most that move money do. Here is exactly who needs one, who is exempt, and how to determine whether your business requires licensing.
KYC requirements for crypto companies are substantively the same as for other financial institutions — but come with unique challenges. Here is what crypto KYC requires, what the red flags are, and how to build a compliant program.
Beneficial ownership rules require fintechs to identify the real humans behind business customers. Here is what the rules require, how to collect and verify beneficial ownership information, and what changed under the Corporate Transparency Act.
AML compliance software automates the controls your BSA program requires. Here is what it does, what features matter, how to evaluate vendors, and what regulators expect from your compliance tech stack.
Politically Exposed Persons require Enhanced Due Diligence under BSA rules. Here is what PEPs are, why they present elevated risk, and how fintechs build a compliant PEP screening program.
Every BSA/AML program requires a designated compliance officer. Here is what a BSA Officer actually does, whether your fintech needs a full-time hire or can outsource the role, and what it costs.