Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
NFTs occupy a complex regulatory space — potentially touching securities law, money transmission, AML, and consumer protection. This guide explains the current US compliance landscape for NFT businesses.
Stablecoins face a complex and evolving compliance landscape — touching money transmission, banking regulation, securities law, and consumer protection. This guide explains what stablecoin compliance requires for fintechs.
A compliance risk framework is the structured approach your fintech uses to identify, assess, manage, and monitor compliance risks across your business. This guide explains what it includes, how to build one, and why it matters.
Arizona requires a Money Transmitter License from the Department of Insurance and Financial Institutions for fintechs transmitting money in the state. This guide covers requirements, fees, and the full application process.
Nevada requires a Money Transmitter License from the Financial Institutions Division for fintechs transmitting money in the state. This guide covers requirements, net worth, fees, and the full application process.
Texas requires money services businesses to be licensed under the Texas Money Services Act, administered by the Texas Department of Banking. This guide covers Texas MSB licensing requirements, the application process, and ongoing compliance.
Florida requires money services businesses to obtain a license from the Office of Financial Regulation under the Money Transmitters' Act. This guide covers Florida MSB licensing requirements, application process, and ongoing compliance.
FinCEN's Prepaid Access Rule imposes BSA registration and customer identification requirements on providers and sellers of prepaid access products. This guide explains who it covers, what it requires, and how fintechs offering prepaid products must comply.
OFAC penalties can be severe — millions of dollars per violation, even without intent. This guide explains how OFAC calculates civil penalties, what factors affect the outcome, and how voluntary self-disclosure can reduce your exposure.