Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Surviving a Regulatory Inspection
Getting an MSB “License” in Canada
Crypto and Stablecoin Compliance in the US and Canada
The GENIUS Act is accelerating the question nobody in fintech wants to answer too early: if stablecoin issuers and non-bank fintechs get direct access to Federal Reserve payment rails, what happens to the sponsor bank relationships that currently underpin most of the industry?
In April 2026, FinCEN proposed the most significant reform of AML/CFT program requirements in a decade. Here's what changed, what it means specifically for money services businesses, and what to do before the final rule arrives.
Most fintechs don't realize there are two separate compliance tracks for money services businesses in the U.S. — federal FinCEN registration and state-level licensing. This guide explains both, how they interact, and which your business needs.
A practical guide to what KYC compliance actually costs for fintechs — from identity verification vendors to in-house compliance teams — and how to structure your program without overspending or under-protecting.
A breakdown of every cost component in getting a money transmitter license — application fees, surety bonds, net worth requirements, and ongoing compliance — with a framework for budgeting your multi-state expansion.
The same payment can look completely different depending on whether you're sitting at the bank or the MSB. A compliance professional who has worked both sides explains why — and what it means for the bank-MSB relationship.