Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
A SAR report is a confidential filing that fintechs submit to FinCEN when they detect suspicious financial activity. Here is what it is, what it contains, and why it matters for your compliance program.
AML screening refers to the automated processes fintechs use to check customers and transactions against watchlists and risk indicators. Here is what it covers, how it works, and what your program needs to include.
BSA compliance refers to meeting the requirements of the Bank Secrecy Act — the foundation of U.S. AML law. Here is what it covers, who it applies to, and what a compliant program actually looks like.
Every BSA/AML program requires a designated compliance officer. Here is what a BSA Officer actually does, whether your fintech needs a full-time hire or can outsource the role, and what it costs.
Filing a SAR correctly and on time is a legal obligation for most fintechs. Here is a practical step-by-step guide to the full SAR process — from detection through submission.
A complete AML compliance program covers five required pillars. Here is a practical checklist of everything your BSA/AML program must include — and how to confirm each element is actually operational.
Payments companies face specific AML challenges that general fintech compliance programs may not fully address. Here is what the BSA requires for payments businesses and how to build a program that works.
Currency Transaction Reports are a required BSA filing for cash transactions over $10,000. Here is what triggers a CTR, how to file one, key deadlines, and what structuring means for your compliance program.
Independent testing of your AML program is a required BSA pillar — not an optional best practice. Here is what it covers, who can conduct it, how often it must happen, and what the output should look like.