Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Account takeover (ATO) fraud occurs when criminals gain unauthorized access to existing customer accounts. This guide explains how ATO happens, the regulatory implications, and how fintechs can prevent it.
Synthetic identity fraud — where criminals combine real and fake information to create a new identity — is the fastest-growing financial crime in the US. This guide explains how it works, why it's hard to detect, and how fintechs can protect against it.
Identity verification (IDV) is how fintechs confirm that customers are who they say they are. This guide explains the types of IDV, how they work, regulatory requirements, and how to choose the right solution for your compliance program.
KYC remediation is the process of updating or completing deficient customer identity records across your existing customer base. This guide explains when it's required, how to run it efficiently, and how to avoid needing it in the first place.
Perpetual KYC replaces periodic customer reviews with continuous, event-driven monitoring. This guide explains how pKYC works, how it differs from traditional KYC refresh cycles, and whether your fintech should adopt it.
KYC document verification is the process of authenticating government-issued ID documents during customer onboarding. This guide explains how it works, what technologies are used, and how to build a compliant verification flow.
Adverse media screening — also called negative news screening — is a required part of KYC and EDD for high-risk customers. This guide explains what it is, how it works, and how to build it into your compliance program.
A Customer Identification Program (CIP) is required under the BSA for any fintech that opens accounts. This guide explains what CIP requires, what you must collect, and how to build one that holds up to scrutiny.
KYC onboarding is how fintechs verify customer identity before granting access to financial services. This guide explains the process, what you must collect, and how to build a compliant onboarding flow.