Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
KYC requirements for crypto companies are substantively the same as for other financial institutions — but come with unique challenges. Here is what crypto KYC requires, what the red flags are, and how to build a compliant program.
Beneficial ownership rules require fintechs to identify the real humans behind business customers. Here is what the rules require, how to collect and verify beneficial ownership information, and what changed under the Corporate Transparency Act.
Politically Exposed Persons require Enhanced Due Diligence under BSA rules. Here is what PEPs are, why they present elevated risk, and how fintechs build a compliant PEP screening program.
A compliant KYC program covers identity verification, risk rating, ongoing monitoring, and EDD. Here is how to build one from scratch — step by step — that satisfies BSA requirements and sponsor banks.
Choosing the right KYC provider is one of the most important technology decisions a fintech makes. Here is what to look for, what questions to ask, and how to evaluate options against your compliance requirements.
Enhanced Due Diligence goes beyond standard KYC for high-risk customers. Here is what EDD requires, which customers trigger it, and how fintechs build a compliant EDD program.
Customer Due Diligence is a formal BSA requirement that goes significantly beyond identity verification. Here is what CDD requires, how it differs from KYC, what EDD involves, and how to build a compliant program.
KYC — Know Your Customer — is a foundational legal requirement for most fintechs. Here is what it actually covers, what the BSA requires at onboarding and beyond, and how to build a KYC process that works.