Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
FinCEN added a fifth pillar to BSA compliance in 2016 — Customer Due Diligence. Here is what CDD requires, how beneficial ownership rules apply, and what fintechs need to do to comply.
Not every fintech needs a money transmitter license — but most that move money do. Here is exactly who needs one, who is exempt, and how to determine whether your business requires licensing.
KYC requirements for crypto companies are substantively the same as for other financial institutions — but come with unique challenges. Here is what crypto KYC requires, what the red flags are, and how to build a compliant program.
Beneficial ownership rules require fintechs to identify the real humans behind business customers. Here is what the rules require, how to collect and verify beneficial ownership information, and what changed under the Corporate Transparency Act.
AML compliance software automates the controls your BSA program requires. Here is what it does, what features matter, how to evaluate vendors, and what regulators expect from your compliance tech stack.
Politically Exposed Persons require Enhanced Due Diligence under BSA rules. Here is what PEPs are, why they present elevated risk, and how fintechs build a compliant PEP screening program.
Every BSA/AML program requires a designated compliance officer. Here is what a BSA Officer actually does, whether your fintech needs a full-time hire or can outsource the role, and what it costs.
Money transmitter license requirements vary dramatically by state. Here is a practical checklist of what most states require — application materials, financial documents, compliance documentation, and ongoing obligations.
A compliance program built for a startup does not automatically scale with your business. Here is how to identify when your program needs to grow, what scaling looks like at each stage, and how to stay ahead of regulatory expectations.