Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Remittance companies that send money internationally face specific compliance obligations beyond standard money transmitter requirements. Here is what remittance compliance covers and what is required
AML compliance costs real money — and most fintechs underestimate what a real program requires. Here is how to think about AML compliance budgeting, what the major cost drivers are, and what fintechs at different stages typically spend.
Not every fintech needs to register as a Money Services Business with FinCEN — but most that move money do. Here is how to determine whether your specific business qualifies as an MSB and what to do next.
FinCEN maintains a public database of registered Money Services Businesses. Here is how to use the MSB registrant search, what information it contains, and why it matters for fintechs and their partners.
Most fintechs that move money must register with FinCEN as a Money Services Business. Here is a complete guide to FinCEN registration requirements — who must register, what the process involves, and what comes after.
Fintechs that make loans directly to consumers or businesses typically need state lending licenses. Here is what fintech lending licenses cover, which states require them, and how to structure a lending business that minimizes licensing complexity.
FinCEN MSB registration is one of the fastest compliance steps a fintech can complete. Here is how long it actually takes, what the timeline looks like, and what comes after registration.
Cryptocurrency licensing in the US is complex and fragmented — requirements vary dramatically from state to state. Here is what crypto companies need to know about US licensing requirements and how to build a compliant licensing strategy.
California's money transmitter license is required for most fintechs that move money in the state. Here is what DFPI requires, how the application process works, and what to expect on timing and costs.