Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Every state that requires a money transmitter license has its own minimum net worth threshold. Here is what fintechs need to know about net worth requirements — what they are, how they vary by state, and how to prepare.
Preparing for FinCEN MSB registration is straightforward if you know what to gather. Here is a complete checklist of everything you need before submitting your MSB registration.
Crypto companies face a complex patchwork of state licensing requirements. Here is what cryptocurrency licensing looks like state by state — from traditional MTLs to New York's BitLicense — and how to build a compliant strategy.
Digital wallets that store funds or process payments are subject to multiple federal compliance requirements. Here is what digital wallet fintechs need to know about CFPB oversight, Regulation E, state licensing, and AML obligations.
Whether your app needs a money transmitter license depends on what it actually does with money — not what you call it. Here is how to determine if your specific product requires licensing.
Whether a payment processor needs a money transmitter license depends on exactly how funds flow through the business. Here is how to determine your licensing requirement and what the payment processor exemption actually covers.
Compliance can feel overwhelming for early-stage fintechs. Here is a practical, no-jargon guide to where to start — what matters most at the earliest stage and how to build a foundation that scales.
Regulatory sandboxes allow fintechs to test innovative products with limited regulatory requirements for a defined period. Here is which U.S. states have sandbox programs, what they offer, and how to apply.
Money transmitter license costs vary dramatically by state. Here is a breakdown of application fees, surety bonds, net worth requirements, and total costs — plus how to budget for a national licensing program.