Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
FinCEN compliance refers to meeting the requirements administered by the Financial Crimes Enforcement Network. Here is what FinCEN compliance covers, who it applies to, and what a compliant program looks like.
KYC for payments fintechs involves verifying both direct customers and — in some arrangements — merchant counterparties. Here is what payments KYC requires and how it differs from consumer-focused KYC.
Remittance companies that send money internationally face specific compliance obligations beyond standard money transmitter requirements. Here is what remittance compliance covers and what is required
Suspicious activity in banking refers to transaction patterns and customer behaviors that may indicate financial crime. Here is a plain-English guide to what suspicious activity means and what banks and fintechs must do when they detect it.
The Travel Rule requires crypto companies to collect and transmit originator and beneficiary information for covered transfers. Here is what it requires, how it applies to crypto, and how to implement it.
AML compliance costs real money — and most fintechs underestimate what a real program requires. Here is how to think about AML compliance budgeting, what the major cost drivers are, and what fintechs at different stages typically spend.
Sanctions screening is a mandatory AML control for virtually every fintech that moves money. Here is a complete guide to AML sanctions screening — what it is, what it requires, how to build a compliant program, and what the consequences of failures are.
Blockchain KYC applies standard Know Your Customer requirements to the cryptocurrency context. Here is how identity verification works for crypto companies, what it requires, and how blockchain technology is shaping KYC solutions.
CDD and EDD are both customer due diligence requirements under the BSA — but they apply to different customer risk levels and require different levels of review. Here is a clear breakdown of what separates them.