Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Identity verification is the operational implementation of KYC requirements for crypto companies. Here is how crypto identity verification works, what the process involves, and how to choose and implement the right solution.
Crypto exchanges and other cryptocurrency businesses must collect specific information from customers as part of their KYC requirements. Here is exactly what must be collected, verified, and retained.
Not every fintech needs to register as a Money Services Business with FinCEN — but most that move money do. Here is how to determine whether your specific business qualifies as an MSB and what to do next.
Enhanced Due Diligence is a higher level of customer review required for higher-risk relationships. Here is what EDD means in banking and fintech, how the process works, and what it looks like in practice.
FinCEN maintains a public database of registered Money Services Businesses. Here is how to use the MSB registrant search, what information it contains, and why it matters for fintechs and their partners.
Most fintechs that move money must register with FinCEN as a Money Services Business. Here is a complete guide to FinCEN registration requirements — who must register, what the process involves, and what comes after.
Fintechs that make loans directly to consumers or businesses typically need state lending licenses. Here is what fintech lending licenses cover, which states require them, and how to structure a lending business that minimizes licensing complexity.
Sanctions screening is one of the most non-negotiable compliance requirements for fintechs that move money. Here are the best practices and requirements every fintech needs to know to build a compliant, effective sanctions screening program.
Every BSA-compliant AML program must be built on five foundational pillars. Here is a complete overview of the five pillars of BSA compliance — what each requires and how they work together to create an effective program.