Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Banking as a Service lets fintechs offer bank accounts, cards, and payments without a bank charter. This guide explains how BaaS works, who the key players are, and what compliance obligations come with it.
Virtual currency licenses are state-issued authorizations for cryptocurrency businesses. Here is what virtual currency licenses are, which states require them, and how they relate to standard money transmitter licenses.
A compliance audit systematically evaluates a fintech's compliance program against applicable requirements. Here is what compliance audits cover, how they differ from independent AML reviews, and what they produce.
Money transmitter license and MSB status are related but distinct concepts. Here is the exact relationship between them, what each requires, and why both matter for your compliance program.
AML compliance consulting provides fintech companies with expert guidance on building, operating, and improving their compliance programs. Here is what consultants do, when to hire one, and how to choose the right partner.
Florida money transmitter licensing is administered by the Office of Financial Regulation. Here is what Florida requires, what the application involves, how long it takes, and how to prepare.
Texas money transmitter licensing is administered by the Money Services Bureau. Here is what Texas requires, what the application involves, how long it takes, and how to prepare effectively.
A compliance gap assessment identifies where your compliance program falls short of regulatory requirements. Here is how to conduct one, what to look for, and how to use the findings to strengthen your program.
All money transmitters are MSBs — but not all MSBs are money transmitters. Here is the difference between the two classifications, which one your fintech likely is, and why it matters for compliance.