Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
FinCEN MSB registration is free — but there are costs associated with MSB status that fintechs should understand. Here is what federal registration costs, what ongoing costs attach to MSB status, and how to budget accurately.
Compliance as a Service allows fintechs to outsource specific compliance functions to specialized providers. Here is what CaaS covers, when it makes sense, and how to evaluate providers.
Compliance technology — RegTech — encompasses the software platforms and tools that help fintechs meet their regulatory obligations. Here is what compliance technology covers, what categories matter, and how to evaluate options.
FinCEN compliance refers to meeting the requirements administered by the Financial Crimes Enforcement Network. Here is what FinCEN compliance covers, who it applies to, and what a compliant program looks like.
Remittance companies that send money internationally face specific compliance obligations beyond standard money transmitter requirements. Here is what remittance compliance covers and what is required
AML compliance costs real money — and most fintechs underestimate what a real program requires. Here is how to think about AML compliance budgeting, what the major cost drivers are, and what fintechs at different stages typically spend.
Not every fintech needs to register as a Money Services Business with FinCEN — but most that move money do. Here is how to determine whether your specific business qualifies as an MSB and what to do next.
FinCEN maintains a public database of registered Money Services Businesses. Here is how to use the MSB registrant search, what information it contains, and why it matters for fintechs and their partners.
Most fintechs that move money must register with FinCEN as a Money Services Business. Here is a complete guide to FinCEN registration requirements — who must register, what the process involves, and what comes after.