Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
The Payment Card Industry Data Security Standard (PCI DSS) applies to any fintech that stores, processes, or transmits cardholder data. This guide explains the PCI DSS requirements, merchant levels, validation methods, and how to build a compliant card data security program.
Regulation E implements the Electronic Fund Transfer Act and governs consumer protections for electronic payments — including debit cards, ACH transfers, and digital wallets. This guide explains what Reg E requires and how fintechs must comply.
The Durbin Amendment caps debit interchange fees and requires debit card transaction routing choice. For fintechs building on debit rails, Durbin compliance is a core regulatory requirement. This guide explains what the amendment requires, who it applies to, and how it affects fintech business models.
Chargebacks are a major compliance and financial risk for fintechs. This guide explains how chargeback rules work, what card networks require, how excessive chargebacks trigger monitoring programs, and what fintechs must do to stay compliant.
Fintechs face overlapping privacy compliance obligations under the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA), and other state privacy laws. This guide explains what each framework requires, how they interact, and what a fintech privacy compliance program must include. Anzar Dewani
NFTs occupy a complex regulatory space — potentially touching securities law, money transmission, AML, and consumer protection. This guide explains the current US compliance landscape for NFT businesses.
Stablecoins face a complex and evolving compliance landscape — touching money transmission, banking regulation, securities law, and consumer protection. This guide explains what stablecoin compliance requires for fintechs.
A compliance risk framework is the structured approach your fintech uses to identify, assess, manage, and monitor compliance risks across your business. This guide explains what it includes, how to build one, and why it matters.
Arizona requires a Money Transmitter License from the Department of Insurance and Financial Institutions for fintechs transmitting money in the state. This guide covers requirements, fees, and the full application process.