Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
OFAC has extended sanctions enforcement to cryptocurrency, including listing wallet addresses on the SDN List. This guide explains how crypto sanctions screening works and what your compliance program needs.
DeFi (decentralized finance) presents unique compliance challenges — no central operator, no built-in KYC, and evolving regulations. This guide explains the current US regulatory approach and what fintechs interacting with DeFi must be aware of.
The Fair Credit Reporting Act (FCRA) governs how consumer credit information can be collected, used, and shared. For fintechs that use credit reports or background checks in underwriting or onboarding, FCRA compliance is essential. This guide explains what the FCRA requires.
Colorado requires a money transmitter license from the Division of Banking to legally transmit money in the state. This guide covers the requirements, bond amounts, net worth, and application process step by step.
Georgia requires a money transmission license from the Department of Banking and Finance to legally transmit money in the state. This guide covers the requirements, bond amounts, and application process step by step.
Not every company is required to file a BOI report with FinCEN. The Corporate Transparency Act has 23 exemption categories. This guide explains who qualifies, how to determine your status, and the key exemptions relevant to fintechs.
Filing a Beneficial Ownership Information (BOI) report with FinCEN is free and done online. This step-by-step guide walks you through the process, what to prepare, and how to file correctly the first time.
he Corporate Transparency Act requires most US companies to file Beneficial Ownership Information (BOI) reports with FinCEN. This guide explains who must file, what to report, and the deadlines that apply to your fintech.
Montana requires money services businesses to register with the Division of Banking and Financial Institutions. This guide covers what's required, who needs to register, and how to apply.