Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Texas money transmitter licensing is administered by the Money Services Bureau. Here is what Texas requires, what the application involves, how long it takes, and how to prepare effectively.
A compliance gap assessment identifies where your compliance program falls short of regulatory requirements. Here is how to conduct one, what to look for, and how to use the findings to strengthen your program.
All money transmitters are MSBs — but not all MSBs are money transmitters. Here is the difference between the two classifications, which one your fintech likely is, and why it matters for compliance.
A compliance management system organizes and automates a fintech's compliance obligations. Here is what a CMS covers, how it differs from point solutions, and how to evaluate options for your business.
A FinCEN examination reviews your BSA compliance program directly. Here is how to prepare — what documentation to organize, how to brief your team, and what the most common findings are.
Operating as an MSB in the USA requires both federal FinCEN registration and state money transmitter licenses. Here is a complete guide to getting and maintaining an MSB license across the United States.
Most states require licensed money transmitters to designate a compliance officer. Here is what states expect from the compliance officer role, what qualifications matter, and how to structure this function.
The SAR confidentiality rule prohibits disclosing that a SAR has been filed or is being considered. Here is what the rule requires, who it applies to, and the consequences of violating it.
A BSA examination is a regulatory review of your AML compliance program. Here is how BSA examinations work, what examiners focus on, how to prepare, and what happens when findings are issued.