Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
A compliance management system organizes and automates a fintech's compliance obligations. Here is what a CMS covers, how it differs from point solutions, and how to evaluate options for your business.
Operating as an MSB in the USA requires both federal FinCEN registration and state money transmitter licenses. Here is a complete guide to getting and maintaining an MSB license across the United States.
Most states require licensed money transmitters to designate a compliance officer. Here is what states expect from the compliance officer role, what qualifications matter, and how to structure this function.
Different fintech business types face different regulatory requirements. Here is a guide to which regulations apply to payments fintechs, lending fintechs, crypto companies, neobanks, and other common fintech models.
Fintechs that offer banking products face a comprehensive set of compliance obligations from FinCEN, the CFPB, state regulators, and their sponsor banks. Here is the full compliance picture for fintech banking products.
FinCEN MSB registration is free — but there are costs associated with MSB status that fintechs should understand. Here is what federal registration costs, what ongoing costs attach to MSB status, and how to budget accurately.
Compliance as a Service allows fintechs to outsource specific compliance functions to specialized providers. Here is what CaaS covers, when it makes sense, and how to evaluate providers.
Compliance technology — RegTech — encompasses the software platforms and tools that help fintechs meet their regulatory obligations. Here is what compliance technology covers, what categories matter, and how to evaluate options.
FinCEN compliance refers to meeting the requirements administered by the Financial Crimes Enforcement Network. Here is what FinCEN compliance covers, who it applies to, and what a compliant program looks like.