Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
OFAC penalties can be severe — millions of dollars per violation, even without intent. This guide explains how OFAC calculates civil penalties, what factors affect the outcome, and how voluntary self-disclosure can reduce your exposure.
OFAC has extended sanctions enforcement to cryptocurrency, including listing wallet addresses on the SDN List. This guide explains how crypto sanctions screening works and what your compliance program needs.
DeFi (decentralized finance) presents unique compliance challenges — no central operator, no built-in KYC, and evolving regulations. This guide explains the current US regulatory approach and what fintechs interacting with DeFi must be aware of.
AML and KYC are related but distinct compliance requirements. This guide explains the difference, how they work together, and what each one requires from your fintech.
The Fair Credit Reporting Act (FCRA) governs how consumer credit information can be collected, used, and shared. For fintechs that use credit reports or background checks in underwriting or onboarding, FCRA compliance is essential. This guide explains what the FCRA requires.
Colorado requires a money transmitter license from the Division of Banking to legally transmit money in the state. This guide covers the requirements, bond amounts, net worth, and application process step by step.
Georgia requires a money transmission license from the Department of Banking and Finance to legally transmit money in the state. This guide covers the requirements, bond amounts, and application process step by step.
Perpetual KYC replaces periodic customer reviews with continuous, event-driven monitoring. This guide explains how pKYC works, how it differs from traditional KYC refresh cycles, and whether your fintech should adopt it.
KYC document verification is the process of authenticating government-issued ID documents during customer onboarding. This guide explains how it works, what technologies are used, and how to build a compliant verification flow.