Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Remittance companies that send money across borders need state money transmitter licenses. Here is how the licensing process works for remittance businesses, what states require, and how to build a licensing strategy.
Most states require a surety bond as part of money transmitter licensing. Here is how bonding requirements work, what bond amounts look like state by state, and how your transaction volume affects what you pay.
Every Money Services Business must designate a compliance officer to manage its BSA/AML program. Here is what the compliance officer role requires, what qualifications to look for, and how the role differs at an MSB versus a bank.
Prepaid cards and digital accounts are subject to Regulation E consumer protection requirements. Here is what the prepaid account rules require, how they apply to fintech products, and what compliance looks like in practice.
New York requires both a BitLicense for crypto activities and a money transmitter license for fiat activities. Here is how the two licenses differ, which crypto businesses need which, and how to navigate New York's dual licensing requirements.
Not every state requires a dedicated crypto license. Here is which states have taken a lighter-touch approach to crypto licensing, why that may change, and how to factor state-by-state crypto regulation into your licensing strategy.
UDAAP — unfair, deceptive, or abusive acts or practices — is one of the broadest and most flexible consumer protection standards in financial regulation. Here are real examples of UDAAP violations in fintech and what to watch for in your own product.
Operating as an unlicensed money transmitter is a serious legal violation with significant consequences. Here is exactly what happens — state by state enforcement, federal exposure, and how to get compliant if you are already operating without a license.
A BSA audit is the independent testing requirement built into every BSA/AML compliance program. Here is what a BSA audit involves, who conducts it, what it covers, and how to prepare.