Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
The Office of Foreign Assets Control (OFAC) administers US economic sanctions that prohibit transactions with sanctioned countries, entities, and individuals. Fintechs face strict liability for OFAC violations — this guide explains the sanctions screening obligations every fintech must meet.
The Payment Card Industry Data Security Standard (PCI DSS) applies to any fintech that stores, processes, or transmits cardholder data. This guide explains the PCI DSS requirements, merchant levels, validation methods, and how to build a compliant card data security program.
Regulation E implements the Electronic Fund Transfer Act and governs consumer protections for electronic payments — including debit cards, ACH transfers, and digital wallets. This guide explains what Reg E requires and how fintechs must comply.
Fintechs transmitting money in Vermont must obtain a money transmitter license from the Vermont Department of Financial Regulation. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Wyoming must obtain a money transmitter license from the Wyoming Division of Banking. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations — including Wyoming's unique crypto-friendly regulatory environment.
Fintechs transmitting money in Idaho must obtain a money transmitter license from the Idaho Department of Finance. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Montana must obtain a money transmitter license from the Montana Division of Banking and Financial Institutions. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in West Virginia must obtain a money transmitter license from the West Virginia Division of Financial Institutions. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Arkansas must obtain a money transmitter license from the Arkansas Securities Department. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.