Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Fintechs transmitting money in Nebraska must obtain a money transmitter license from the Nebraska Department of Banking and Finance. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Kansas must obtain a money transmitter license from the Office of the State Bank Commissioner. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Iowa must obtain a money transmitter license from the Iowa Division of Banking. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations for fintechs operating in Iowa.
Fintechs transmitting money in Oklahoma must obtain a money transmitter license from the Oklahoma State Banking Department. This guide covers who needs a license, key requirements, the NMLS application process, and ongoing compliance obligations.
Fintechs transmitting money in Mississippi must obtain a money transmitter license from the Mississippi Department of Banking and Consumer Finance. This guide covers who needs a license, key requirements, the application process, and ongoing compliance obligations.
The Durbin Amendment caps debit interchange fees and requires debit card transaction routing choice. For fintechs building on debit rails, Durbin compliance is a core regulatory requirement. This guide explains what the amendment requires, who it applies to, and how it affects fintech business models.
Chargebacks are a major compliance and financial risk for fintechs. This guide explains how chargeback rules work, what card networks require, how excessive chargebacks trigger monitoring programs, and what fintechs must do to stay compliant.
Fintechs face overlapping privacy compliance obligations under the Gramm-Leach-Bliley Act (GLBA), the California Consumer Privacy Act (CCPA), and other state privacy laws. This guide explains what each framework requires, how they interact, and what a fintech privacy compliance program must include. Anzar Dewani
ACH (Automated Clearing House) is one of the most widely used payment rails in the US, and it carries specific compliance obligations under Nacha Operating Rules and the Bank Secrecy Act. This guide explains what ACH compliance requires for fintechs operating as originators, third-party senders, or payment processors.