Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Most fintechs that move money need state money transmitter licenses to operate legally. Here is how the licensing process works, what states require, and how to build a licensing strategy that does not stall your launch.
If your fintech transmits money, issues prepaid cards, or exchanges crypto, you may be an MSB. Here is what that means, what FinCEN registration requires, and what compliance obligations come with it.
Your AML policy is the governing document of your entire compliance program. Here is exactly what it must cover, how to structure it, what regulators and sponsor banks look for, and the mistakes that create the most examination risk.
OFAC sanctions screening is a legal requirement for every U.S. fintech that moves money — no exceptions. Here is what OFAC is, what the SDN list requires, and how to build a compliant screening program.
Customer Due Diligence is a formal BSA requirement that goes significantly beyond identity verification. Here is what CDD requires, how it differs from KYC, what EDD involves, and how to build a compliant program.
KYC — Know Your Customer — is a foundational legal requirement for most fintechs. Here is what it actually covers, what the BSA requires at onboarding and beyond, and how to build a KYC process that works.
Choosing BSA compliance software is one of the most consequential technology decisions a fintech makes. Here is what features matter, what questions to ask vendors, and what regulators actually expect from your tech stack.
Transaction monitoring is a core AML requirement that every fintech must have in place. Here is how it works, what triggers alerts, how to build an effective system, and what regulators expect.
An AML risk assessment is the foundation of every BSA compliance program. Here is a step-by-step guide to conducting one that satisfies FinCEN, your sponsor bank, and stands up in examination.
Your AML policy is the governing document of your entire compliance program. Here is exactly what it must cover, how to structure it, what regulators and sponsor banks look for, and the mistakes that create the most examination risk.
An AML risk assessment is the foundation of every BSA compliance program. Here is a step-by-step guide to conducting one that satisfies FinCEN, your sponsor bank, and stands up in examination.