Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Enhanced Due Diligence is a higher level of customer review required for higher-risk relationships. Here is what EDD means in banking and fintech, how the process works, and what it looks like in practice.
Sanctions screening is one of the most non-negotiable compliance requirements for fintechs that move money. Here are the best practices and requirements every fintech needs to know to build a compliant, effective sanctions screening program.
Every BSA-compliant AML program must be built on five foundational pillars. Here is a complete overview of the five pillars of BSA compliance — what each requires and how they work together to create an effective program.
The SAR narrative is one of the most important elements of a Suspicious Activity Report — and one of the most frequently cited as inadequate by regulators. Here is how to write SAR narratives that are specific, complete, and actionable.
KYC requirements in cryptocurrency are the same as in traditional finance — but the implementation looks different. Here is what KYC means for crypto companies, what it requires, and how it fits into the broader compliance framework.
Money Services Businesses must maintain specific records under the Bank Secrecy Act. Here is exactly what records MSBs are required to keep, for how long, and how to make them retrievable for examination.
Payment screening is a critical AML control for payment fintechs — checking individual transactions against sanctions lists, watchlists, and risk criteria before processing. Here is how it works and what a compliant payment screening program looks like.
Screening for Politically Exposed Persons is a required element of AML compliance for fintechs. Here is how to build a PEP screening program that satisfies regulatory requirements and manages the risk PEPs present.
Politically Exposed Persons are individuals who present higher money laundering risk because of their public positions. Here is who qualifies as a PEP, concrete examples of PEP categories, and why the distinction matters for fintech compliance.