Stay ahead of compliance trends, regulatory updates, and industry best practices curated for modern fintechs.
Most states require audited financial statements as part of the money transmitter license application. Here is what fintechs need to know — what to prepare, who must prepare it, and what regulators look for.
Every state that requires a money transmitter license has its own minimum net worth threshold. Here is what fintechs need to know about net worth requirements — what they are, how they vary by state, and how to prepare.
Money Services Businesses must maintain specific records under the Bank Secrecy Act. Here is exactly what records MSBs are required to keep, for how long, and how to make them retrievable for examination.
Preparing for FinCEN MSB registration is straightforward if you know what to gather. Here is a complete checklist of everything you need before submitting your MSB registration.
Payment screening is a critical AML control for payment fintechs — checking individual transactions against sanctions lists, watchlists, and risk criteria before processing. Here is how it works and what a compliant payment screening program looks like.
Screening for Politically Exposed Persons is a required element of AML compliance for fintechs. Here is how to build a PEP screening program that satisfies regulatory requirements and manages the risk PEPs present.
Politically Exposed Persons are individuals who present higher money laundering risk because of their public positions. Here is who qualifies as a PEP, concrete examples of PEP categories, and why the distinction matters for fintech compliance.
AML transaction monitoring is the process fintechs use to detect suspicious activity in customer transactions. Here is how it works, what types of monitoring rules exist, and how to build an effective monitoring program.
Blockchain AML refers to the anti-money laundering compliance requirements and tools that apply to cryptocurrency businesses. Here is what blockchain AML means, what it requires, and how crypto companies build compliant programs.